"If you are in politics, you will be governed by the feelings of the next, and if you can’t, you will be chaotic." An important aspect of keeping close contact with the masses is the trend of investigation and research in Daxing.

　　— — Speech by the Supreme Leader at the Party Building Work Conference of Central and State Organs (July 9, 2019)

　　"When you are in power, you will be governed by the emotions, but if you are not in power, you will be in chaos." The language Mozi Shang Tong means that politicians should fully grasp the emotions and public opinion before they can manage the society well, otherwise it will easily lead to chaos. To understand the next situation, we must sink down to the people in a down-to-earth manner.

　　In the Ming Dynasty, there was an official named Zhou Chen who liked to "go into the fields, talk to the villagers and ask about their sufferings". One night, Zhou Chen passed by a village and saw villagers enjoying the cool under the tree, so he took the initiative to talk. It was not until the subordinates found it that the villagers knew that the person in front of them was actually the governor of Jiangnan. In this way, "every time I sit in one place, I am afraid that it will not be exhausted." Zhou Chen learned a lot of local facts through face-to-face conversations with the people.

　　Later, Zhou Chen founded the "square meter law" and reduced the rent of grain from official land, which reduced the burden on the people and solved the problem of tax arrears. He insisted on consulting the people, and many reform strategies came from research. People commented: "Every time Zhou Wenxiang made a revolution, he would oppose reconsideration with officials and scholars. For example, if you elaborate a method, you will call Dongmen huangpo into the platform and often leave a message until midnight. "

　　"The feeling of winning" can not only know "the hardship of farming" and "the hardship of spinning performance", but also serve as an important basis for scientific decision-making. Historically, Shang Yang’s "a strong country knows thirteen numbers" and the two tax laws of the Tang Dynasty were all strategies for governing the country after in-depth investigation.

　　Wang Zhiwang, an official in the Southern Song Dynasty, was the first person who conducted a large-scale public opinion survey in ancient China and revised the national tax policy on this basis. At that time, in view of the uneven land tax and chaotic taxation, the Southern Song government decided to clear the land and rectify the taxation, and introduced the "Economic Boundary Law", but there were great differences among the people. Wang Zhiwang realized that "the matter is the most important, the opinions are different, the interests are suspicious, and I dare not judge by partiality." So, he began to make a comprehensive survey.

　　Wang Zhiwang asked his subordinates to go door-to-door to see how many people supported the old tax law and how many supported the new tax law, and then summarized and analyzed them. This time, a total of 9 States, more than 30 counties and more than 330,000 households were involved, and the amount of work was huge.

　　According to the investigation results, Wang Zhiwang revised the tax reform plan and submitted "On the Management of Tongchuan Road" to the court. In the memorial, he emphasized the different opinions of the people in different States on the "Jing Jie Law": "There are many people in the four States of Huai An Army in Changrong, and there are few people in Fushun Supervision in Suining, Tongchuan." This solid memorial provided a reliable basis for the improvement of the imperial policy.

　　Paying attention to observing people’s feelings and advocating investigation and research are important contents of China’s traditional political culture. In the Western Zhou Dynasty, poetry collectors went to various places to "observe customs and know gains and losses". Some people said that the Book of Songs was an ancient investigation report. Guan Zi Wen puts forward dozens of questions to be asked, which is considered as "the oldest and most comprehensive outline of social investigation". All dynasties have established various patrol systems, which play an important role in reaching the next level.

　　Compared with ancient times, today’s means of transportation and communication are more and more developed, and there are more and more channels to obtain information, but the convenience of technology also brings some problems. For example, some cadres would rather sit in the office and read all kinds of data and collect research reports on the Internet than go to the grass-roots level to dip their legs in mud and stand in the field to chat with the people. This kind of "paper" research can’t get the real situation at all, so how can we formulate policies on this basis?

　　Liu Xiang said in Shuo Yuan Zheng Li in the Western Han Dynasty: "What you hear is not as good as what you see, what you see is not as good as what you practice, and what you practice is not as good as what you distinguish by hand." In order to grasp the truth, leading cadres must carry out hands-on investigation and study, and go to the front line to see, listen, ask and think by themselves. This is a working method and an official style.

　　Wen/Zhiqiu

　　Editor/Zhong Qi

　　Dubbing/Jing Xuan

　　Audio Clip/An Xian

　　Poster design/chess

　　Source/People’s Daily, Beijing Daily, etc.

On May 12th, OPPO announced that it would completely terminate the business of its chip design company ZEKU, which also triggered a huge shock in the industry.

There are also different opinions about why Zheku Technology was suddenly dissolved without warning.

The official reason given by OPPO for dissolving Zheku is "the uncertainty of global economy and mobile phone market".

Liu Jun, CEO of Zheku, also said at the last general meeting: "The global economy and mobile phone industry are extremely pessimistic now, and the company’s entire revenue is far from expectations. So in this case,Such a huge investment in chips will be beyond the company’s affordability.So I regret to make an announcement here. After careful discussion, the company decided to shut down Zheku and terminate the chip self-research business. As CEO of Zheku, I couldn’t take this business to the place we wanted to go, and it’s a pity to tell you in this way. At this time, I can only say, I’m sorry, thank all Zheku colleagues, and thank them for their hard work in Zheku over the past four years. "

Indeed, since last year, the global economic situation has declined and the smartphone market has continued to shrink, which has also put tremendous pressure on OPPO.

According to IDC data, in 2022, global smartphone shipments fell by 11.3% year-on-year, and OPPO shipments were 103.3 million units, down by 22.7% year-on-year. Moreover, the smartphone market is still in a downward trend, and the recovery may have to wait until the second half of the year.

From the current point of view,OPPO has been mass-produced and shipped MariSilicon X. Although it has been adopted by the high-end versions of Find X5, X6 and Reno9 series, the shipment volume is still relatively limited, which may not cover its research and development costs.

This also makes the outside world think that it is because Zheku burned too much money (it is rumored that it burned 50 billion yuan in three years, but it is not so much), and the continuous decline of the global economy and smartphone market since last year has brought greater pressure to OPPO. OPPO finally decided to give up.

However, this explanation seems reasonable, but it is puzzling. becauseIn fact, Zheku has spent less than 10 billion yuan in more than three years since its establishment, and OPPO is not short of money now. Even if you think that self-developed chips burn money, it is entirely possible to reduce Zheku’s product line and focus on some areas you need (such as power management chips).

Just in February this year, Liu Zuohu, senior vice president and chief product officer of OPPO, also publicly disclosed the SUPERVOOC S full-link power management chip developed by OPPO, and said that in the future, OPPO and all models with charging power above 100W will be equipped with Supervooc S.

The compensation scheme is very kind and OPPO is not short of money.

Judging from Zheku’s compensation for layoffs, it can be said that it is very generous. The compensation standard for regular employees in China is "N+3", and the base is the total annual salary+bonus+all other income divided by 12. And in May, salary will be paid according to one month, and social security will be paid for employees in May.

Even fresh graduates who fail to report for duty can get compensation of (offer’s monthly salary+bonus /12) *3. It can be said that the whole compensation scheme is very kind.

According to the data, Zheku was established in August 2019, covering product lines including: core application processor, short-range communication, 5G Modem, RF, ISP and power management chip. At present, the team totals about 3000 people.

According to reports, since its establishment, Zheku Technology has always been a big and high-paying poacher, which also makes the average salary of Zheku Technology significantly higher than the industry average.

According to the statistics of the Staff Friends Group, the average salary of Zheku Technology is 44,504 yuan/month, of which 2.3% is 20,000-30,000 yuan, 45.6% is 30,000-50,000 yuan, and 51.1% is above 50,000 yuan.

If calculated according to the average monthly salary of about 45,000, the "N+3" compensation for 3,000 people will exceed 405 million yuan. If you want to calculate the year-end bonus and other income equally in the compensation base, I’m afraid it will be about 500 million yuan.

OPPO said thatAll these compensations will be paid within 5 working days after signing the resignation agreement before May 19th.This also shows that OPPO is not short of money at this stage.

On May 13th, Shen Yiren, former vice president of OPPO, said in the Weibo, "What money can solve is actually not a big problem … … The problem that money cannot solve is the real problem. "

Therefore, the real reason why OPPO suddenly disbanded Zheku Technology is not simply the problem of "money".

How much did Zheku "burn"? Maybe less than 10 billion

As early as the Future Science and Technology Conference in 2019, Chen Mingyong, founder and CEO of OPPO, announced that "50 billion yuan will be invested in R&D to build a technical moat in the next three years", and then OPPO officially launched the Mariana Plan for self-developed chips. This also shows that OPPO has made plans for a protracted war before opening the self-developed chip, and has given sufficient funds.

Although there are many rumors on the Internet that "Zheku burned 50 billion yuan in three years", in fact Zheku may only spend about 10 billion yuan.

Even according to the current scale of 3,000 people, the annual salary consumption is about 2 billion yuan (calculated according to the previous estimate of 500 million yuan for three months).

Although Zheku was established in August 2019, it has been more than three years since it really started to develop chips. The annual salary costs 2 billion yuan, which is about 6 billion yuan in total.

Moreover, the team of 3,000 people has gradually grown up in more than three years. There were not many people at the beginning of the first year, so in fact, the total expenditure on personnel salaries was not 6 billion yuan.

In addition, EDA tools and semiconductor IP needed for chip research and development, as well as chip streaming and mass production are also very expensive.

"The EDA cost of Zheku is about 30 million to 50 million dollars a year."An insider of an American EDA factory revealed to Xinzhixun.

That is to say, in three years, the EDA cost required by Zheku is about 90 million-150 million, which is about 120 million US dollars, or about 835 million RMB.

In terms of streaming cost, the image NPU chip MariSilicon X released by Zheku is based on TSMC’s 6nm process, and the Bluetooth audio SoC chip MariSilicon X is based on TSMC’s N6RF process. In addition, there is a mobile phone AP chip that was previously under development, which is rumored to be based on TSMC’s 4nm process.

According to Xin Zhixun, an insider of a wafer factory knows that the cost of chip streamer is mainly the cost of MASK, which is mainly related to the complexity of chip design. The more metal layers are used, the more mask layers will be, and the higher the cost will be.

Generally speaking, the cost of making a 6nm MASK is about 10 million dollars, and the cost of making a 4nm MASK is about 2,000 dollars.

Because MariSilicon X is a dedicated NPU chip, MariSilicon is an audio SoC, but its complexity is far less than that of mobile phone AP. Therefore, the actual mask cost required for these two chips is expected to be lower.

Even if the conventional cost is estimated, the total cost of the three chips (calculated according to the success of one tape) is about 40 million dollars, or about 278 million yuan.

As for the IP licensing fee required for each chip project, because most of the IP of MariSilicon X and MariSilicon Y are self-developed, the cost of semiconductor IP to be outsourced is not high, which is estimated to be around several million dollars, so let’s calculate 10 million dollars in Dali, which is about 70 million yuan.

The rumored mobile phone AP is a eight nuclear CPU+10-core GPU, which uses Arm’s Cortex-X2+Cortex-A710+Cortex-A510 CPU IP, and the GPU IP should also belong to Arm, which will make the IP cost of this mobile phone AP soar.

According to insiders, the Arm IP cost for such a 4nm AP chip may need 30 to 50 million dollars, and other IP types may also need 30 to 50 million dollars. According to the median calculation, it is about $80 million.

Therefore, the total IP licensing fee for the three chips may be about 90 million dollars, or about 626 million yuan.

Taken together, Zheku’s three-year staff salary, EDA tools needed for chip research and development, the purchase of semiconductor IP, and the cost of chip streaming are probably less than 7.8 billion yuan.

Even if other expenses such as office rent, all kinds of office equipment, test equipment, servers, water and electricity network fees, and supporting employee benefits are included, how to calculate 10 billion yuan should be enough.

Obviously, the expenditure of 10 billion yuan is far from Chen Mingyong’s psychological budget of "investing 50 billion yuan in research and development in three years".

4nm AP slide failed?

For the reason why OPPO gave up Zheku, there are rumors that the 4nm mobile phone AP is too difficult, and the streaming failed. In the future, more money may be needed to succeed, and even if it succeeds, it may not be recognized by the market, so it is decided to give up.

However, an internal employee of Zheku confirmed to Xinzhixun that,This AP has not failed, "bing up and all kinds of follow-up work are being prepared internally". According to the previous forecast, the film will come back in mid-June, and now no film has come back for testing. How do you know it has failed?

Liu Jun, CEO of Zheku, also stressed at the last general meeting:"This decision has nothing to do with the quality of your work."

Obviously, the sudden dissolution of Zheku is not due to the "4nm AP film failure".

The supporting MediaTek 5G baseband was stopped

Although Zheku’s mobile phone AP doesn’t have its own baseband chip, it can realize the 5G communication function by plugging in a third-party 5G baseband chip, just like Apple A series processors.

According to Xin Zhixun’s understanding,This mobile phone AP was originally planned to plug in a 5G baseband chip supplied by MediaTek.

According to an internal employee of Zheku, Xin Zhixun revealed that,Last week, MediaTek was still solving the problems related to Zheku Baseband, and Zheku suddenly announced its dissolution, which also caught the other side off guard.

Because the existing 5G baseband chips in MediaTek cannot be directly used, they need to be customized according to the AP design and needs of Zheku.

People in the semiconductor industry @ 中中中中中中 also broke the news yesterday.Affected by the closure of Zheku, the 5G baseband plan matched with MediaTek also stopped, and the 6nm/4nm RF/AP WIP (work in process) on TSMC production line was also stopped.

As Zheku suddenly announced its closure, the cooperation with MediaTek has been unilaterally terminated, and it is expected that it may also need to pay a large amount of "liquidated damages".

Summary:

Based on the above analysis,The sudden closure of OPPO without warning seems to be not because Zheku’s "burning money" exceeded expectations, nor because OPPO has no money, nor is there a problem with Zheku’s product development.

So, what caused OPPO to suddenly give up developing its own chips and disband the 3,000-person Zheku team at any cost, so that all the efforts of this group of excellent chip designers in China in the past four years were wasted? I am afraid that most of the existing research and development results will also be abandoned.

Duan Yongping, the founder of BBK brand, left a meaningful comment when evaluating the news of Zheku’s closure on snowball:"Correct mistakes as soon as possible, no matter how much it costs."

Duan Yongping’s implication seems to be that the OPPO self-developed chip was a mistake from the beginning, but if it was a mistake from the beginning, why did it take nearly four years to point it out?

In the past two days, many media and analysts have given such views "with hindsight", but why did these people go early?

Generally speaking, there are some "puzzling" places in OPPO’s sudden dissolution of Zheku, especially in the context of the continuous suppression of the domestic semiconductor industry in recent years. It is no wonder that many netizens believe that the main reason is OPPO’s deep "fear" of that "mysterious force".

After all, the mobile phone business is only one of its three major businesses, compared with another company that has been repeatedly hit by "mysterious forces" but has not fallen. OPPO’s business is more single. Once the mobile phone business is affected, there will be no other business to transfuse blood. The "spare tire" is still under development, and of course there is no chance of "turning positive".

However, regarding this view, a Zheku executive told Core Intelligence:"Conspiracy theories cannot be falsified, so people always like to listen."

Finally, I borrow a passage from Wang Zhuo, the head of Zheku baseband and RF department, at the general meeting as the end of this article, and wish my friends who have worked in Zheku a new job in the future and continue to fight for the rise of China Core!

"Zheku no longer exists, so Zheku may be meaningless in itself, but the journey we have traveled together is meaningful. … … As long as we have made efforts, God will surely see it. I believe that all our efforts will not be in vain, and you will definitely see his help to you at some point. "

Cross-border e-commerce agency helps you to return to your capital in three months, and it only takes a few days to surpass the income of ordinary people for one month and make money while lying down … Are these propaganda reliable?

Recently, a number of victims reported to the complaint platform of the concept of quality that they were defrauded by a cross-border e-commerce agency, which lured users to buy its overseas agency services with high returns. The service price for eight months ranged from 49,000 yuan to 70,000 yuan, and promised to guarantee the bottom sales. However, after purchasing the service, they found that the company demanded continuous investment in the name of advertising money and sea freight, and if it refused to invest, it would be terminated to operate the service.

The staff claimed that the income of cross-border e-commerce for several days exceeded that of ordinary people for one month.

"It is said that it is to guarantee sales. In fact, there is still a saying that it is necessary to operate according to their operational suggestions and guidance. If they do not continue to invest as they say, they will terminate their cooperation." Liu Xin (not her real name) said that she invested about 70,000 yuan in the company one after another, and only received 5,450 yuan in income in three months. After applying for a refund, she was told that she could only return 8,000 yuan.

The company involved is Shenzhen Fiona Fang Haishang Technology Co., Ltd. On social media and complaint platforms, there have been many complaints about the company, saying that the actual sales did not meet the promise and the request for refund was rejected. Liu Xin said that there are more than 70 victims in her rights protection group.

In view of the above situation, shenzhen public Longhua Branch Minzhi Police Station has filed an investigation. The staff of the institute said that due to the large number of people involved and the large amount of money, special staff members have been responsible for local victims and foreign victims in Shenzhen, and victims can submit contracts and other related materials to the police.

On May 26th, the attorney of a manager in Fiona Fang told The Paper that the relevant person in charge of the company had been detained at present, and it was not convenient to disclose the details.

Shut down without charging advertising money? Buying cross-border e-commerce agency operation services encounters pits.

According to Liu Xin, in early 2023, she began to pay attention to the cross-border e-commerce industry, and searched Baidu for some information about cross-border e-commerce. In February, 2023, a staff member named Shenzhen Fiona Fang Going to Sea Technology Co., Ltd. (hereinafter referred to as Fiona Fang Going to Sea) actively added her WeChat.

"After adding friends, the staff will push me the relevant information and billing data of cross-border e-commerce agency services from time to time, claiming that it only takes a few days to exceed the income of ordinary people for one month." Liu Xin said that the cross-border e-commerce industry introduced by the other party is very profitable, and there is no need to take any risks. If an agreement is signed with their company, the sales that fail to reach $25,000 will be refunded in proportion.

The contract stipulates that the sales amount is $25,000, but if it is not guided by the company, the agreement will be cancelled.

Under the introduction of the other party, on March 15th, 2023, Liu Xin paid 49,800 yuan to purchase the overseas operation service of Fiona Fang Offshore Company and signed the Business Cooperation of Independent Cross-border E-commerce Stations. According to the agreement, the other party will provide Liu Xin with independent station building and operation services, including store design, product selection, international logistics delivery, etc. The service period is 8 months.

It is also stipulated that during the cooperation period, the sales of independent shops will be $25,000 for one-time customers. If the store sales of Party A (Liu Xin) can’t reach the $25,000 agreed in the package, Party B (Fiona Fang) will return the cooperative service fee according to the specified proportion. If the store sales are less than $15,000, it will return 30% of the original service fee.

Liu Xin said that it was because of the guarantee of sales in the agreement that she signed the agreement with confidence. But what she didn’t see was that there was another line at the bottom of the clause: "During the cooperation period, if Party A doesn’t follow Party B’s operation suggestions and guidance, then Party B doesn’t need to complete the store sales."

"After opening the store, the staff told me that I need to invest about 1000 yuan’s advertising fee every day, saying that the more advertising money, the more output." Liu Xin showed a screenshot of the chat, and the staff asked her to recharge the advertising money many times, ranging from 1000 yuan to 10,000 yuan, indicating that "you can scroll directly when you get the money back later".

Liu Xin said that there was no feedback from the other party on where the advertising money was used and how effective it was. Under the guidance of the other party, she paid 5000 yuan in advertising money in about half a month. "I’m just an ordinary employee, and my monthly salary is about 3,000 yuan. I can’t always support these advertising funds, but they won’t do it if you don’t fill the advertising funds."

Liu Xin said that the establishment, product selection and shelving of the store are all done by the company. If someone places an order at her independent station, she will place an order through the product link provided by the company’s staff, and then send the product to Fiona Fang Shipping Company, which will then send it to foreign buyers. "The selection, purchase and sales are all arranged by them, and the purchase cost and return risk of the product will be borne by me."

After nearly three months of operation, Liu Xin found that its order return rate was as high as more than half. As a cross-border e-commerce, the international logistics express fee is a huge expense, and the high return rate means that it has to bear the round-trip transportation fee. "After returning the goods, I found out that the products they actually sent out were completely different from the product map on my store, and even the styles were completely different." Liu Xin said that he had also questioned that the product was different from the propaganda map, and the return rate was too high. The reply he got was that it could be delivered, which meant that the product had no problem.

"They only told me the final number of transactions, and then transferred the money they earned to me. Those goods that were not closed and returned did not know where they went." After three months of operation, Liu Xin made statistics, and the expenses of advertising money and goods procurement were about 20,000 yuan, and the operating expenses on behalf of him were 49,800 yuan, with a total cost of about 70,000 yuan, while his actual payment was only 5,450 yuan.

Liu Xin said that on July 1, 2023, her online store was shut down because she refused to invest advertising money. She applied to the company for a refund and was told that the maximum refund was 8,000 yuan. Liu Xin said that after many negotiations, the two sides failed to reach an agreement. "They said it was because I didn’t follow their operation suggestions and guidance. On May 4, they contacted me and said that if they were not satisfied with the refund scheme of 8,000 yuan, there was no need to continue communication, and then they went directly to legal procedures."

The picture on the left shows the product links sold in Liu Xin Independent Station, and the picture on the right shows the actual products shipped.

A large number of people were involved, and Shenzhen police filed an investigation.

Realizing that she had been cheated, Liu Xin searched the company on various platforms and found that many people had said that they had suffered the same situation as her. Liu Xin said that after they contacted each other, they formed a rights protection group. "Now there are more than 70 victims in the group. According to statistics, the amount is at least several million, and many victims have not been contacted."

The Paper reporter noticed that there were many complaints about Shenzhen Fiona Fang Haishang Technology Co., Ltd. on social platforms and a consumer complaint platform, most of which indicated that the agency operation was cheated and repeated investment in advertising fees failed.

Cheng Guang (not his real name) told The Paper that at the end of 2023, he bought the Amazon operation service of Fiona Fang Offshore Company worth 70,000 yuan. "At that time, they promised to reach 20,000 US dollars in sales during the eight-month service period, and asked me to add a service fee, saying that if I invested 10,000 yuan in the service fee, I would get 10,000 US dollars more performance.".

However, after investing more than 80 thousand yuan and operating for more than three months, Cheng Guang’s total income was only more than 1,000 dollars. Cheng Guang said that the company was asked to refund the fee, but it was rejected. "Later, in the rights protection group, we learned that they would charge in various names in addition to the service fee. Compared with the sea freight and advertising fee, everyone’s experience was similar, and they were induced to invest a little bit, and the final income was very small."

The owner of the rights group told the The Paper reporter: "The members in the group basically called the police, and everyone is waiting for information." A victim said that he learned from the police that the relevant person in charge of the company had been detained.

On May 23rd, the reporter from The Paper contacted the police station of the People’s Government of Longhua Branch of shenzhen public. The staff of the police station said that the police station had filed an investigation at present. Due to the large number of people involved and the large amount of money, there were special staff responsible for local victims and foreign victims, and the victims could submit contracts and other related materials to the police.

How many victims are involved at present, and are the relevant personnel of the company involved detained? The staff said that it is not convenient to disclose the specific situation, and the informant will be informed if there is progress.

According to the industrial and commercial information, Shenzhen Fiona Fang Haishang Technology Co., Ltd. was established on June 1, 2016 with a registered capital of RMB 10 million, which is currently in existence. On April 23, the company was listed in the list of abnormal business operations by Longhua Supervision Bureau of Shenzhen Municipal Market Supervision Administration because its registered residence or business premises could not be contacted.

According to the latest data of Consumer Insurance, a consumer service platform under china electronic chamber of commerce, there are 19,117 complaints about cross-border e-commerce agency operations, of which 2,871 cases are suspected of fraud, accounting for 15.02%. Among these complaints, the case involving Shenzhen Fiona Fang Haishang Technology Co., Ltd. is particularly eye-catching, with a single complaint amount as high as 70,000 yuan.

Official website, the company, shows that Fiona Fang is headquartered in Longhua District, Shenzhen, and currently has more than 300 employees. It is a comprehensive service company integrating Amazon store opening, course training, independent station operation and TikTok operation. The business scope covers the whole world, focusing on cultivating international markets such as Europe, North America, Japan, the Middle East and Australia.

The Paper reporter contacted Shenzhen Fiona Fang Sea Technology Co., Ltd. for many times, but no response has been received as of press time. On May 26th, the attorney of a manager in Fiona Fang told The Paper that the relevant person in charge of the company had been detained at present, and it was not convenient to disclose the details.

May 15, 2020 Source: Zhejiang Provincial Department of Finance Office

　　In order to implement the central and provincial decision-making arrangements on stabilizing foreign trade, and effectively alleviate the impact of the epidemic on the shrinking demand of foreign trade enterprises and the delay of orders, Jinhua Finance Bureau of Zhejiang Province assisted the epidemic prevention and control headquarters to issue Several Opinions on Supporting Foreign Trade Enterprises to tide over the difficulties, helping foreign trade enterprises to further improve their coping ability and fully stabilize the basic market of foreign trade.

　　First, increase financial support.Innovate financial financing services, set up "Jin Mao Xin Rong" financing business, provide foreign trade enterprises with mortgage-free loans under export credit insurance by means of "policy credit guarantee+bank credit+policy financing guarantee", raise the risk tolerance of "Jin Mao Xin Rong" business to 5%, and implement separate assessment of due diligence exemption to help foreign trade enterprises broaden financing channels and reduce financing costs. Encourage financial institutions to actively strive for policies, give preferential interest reduction and exemption to foreign trade enterprises that are greatly affected by the epidemic, and encourage the development of supply chain financial products such as orders, warehouse receipts and accounts receivable financing.

　　Second, increase the support of credit insurance.Reduce the insurance cost of small and micro enterprises, and the insurance premium rate of small and micro enterprises will drop by 30%. We will increase the intensity of premium subsidies, and increase the proportion of premium subsidies for enterprises to insure their own export credit insurance from 50% to 70%. Expand pre-export insurance coverage, relax acceptance conditions, improve product support, and help enterprises reasonably share the losses caused by overseas buyers’ cancellation of orders. Speed up the settlement of claims, further shorten the time of fixed loss and compensation for claims affected by the epidemic, and make fixed loss and compensation within 1.5 months on the premise that the trade is true and the amount of creditor’s rights is determined. Enterprises are encouraged to reduce trade risks by investigating the credit of foreign buyers, and the credit investigation fees for small and micro enterprises are uniformly reduced by 30%.

　　Third, increase participation support.Vigorously support foreign trade enterprises to participate in overseas exhibitions, and increase the subsidy ratio of booth fees for enterprises to participate in overseas exhibitions to 80%; If the enterprise has paid the booth fee but failed to participate due to the epidemic, it will be subsidized according to the participation standards. Support enterprises to participate in online exhibitions, build a "Jinhua Digital Foreign Trade Service Platform", and help enterprises explore the market through "online" channels. Enterprises participating in online exhibitions organized by the Municipal Bureau of Commerce and the Council for the Promotion of International Trade (ICC) will be fully subsidized for the participation fees. Encourage enterprises to actively meet foreign demand, produce products according to relevant international standards, and expand the export of epidemic prevention and control materials such as masks and protective clothing and daily necessities.

　　Fourth, increase cross-border e-commerce support.Encourage traditional foreign trade and manufacturing enterprises to use cross-border e-commerce platforms to export and sell products with independent overseas brands. For foreign trade production enterprises that have newly settled in the third-party platform of cross-border e-commerce, the platform registration fee and service fee will be supported. Support promotion fees for enterprises that use cross-border platforms such as Alibaba International Station to develop cross-border business. Encourage the use of overseas warehouses to carry out international business, and provide rental fee support to enterprises that lease overseas warehouses to carry out cross-border e-commerce business. Intensify training, implement the "Thousands of Talents" plan in cross-border electronic commerce, encourage counties (cities, districts) to set up training camps in cross-border electronic commerce, and sink training services to all towns (streets) in the city.

　　Fifth, give play to the role of the "righteous new Europe" channel."Yixin Europe" train capacity gives priority to ensuring the cargo transportation of production enterprises with disjointed industrial chains, and helps foreign trade enterprises that are greatly affected by the epidemic to resume import and export business as soon as possible. Give full play to the role of export channels, guide foreign trade enterprises to export medical care, production materials and daily necessities needed to fight the epidemic to Europe through the "Yixin Europe" train, and ensure the smooth industrial chain and supply chain between China and Europe.

　　Six, support enterprises to export to domestic sales.Encourage foreign trade enterprises to export to domestic market, try their best to explore the domestic market, actively participate in domestic exhibitions and effectively build domestic sales channels. Encourage foreign trade enterprises to build their own brands for domestic sales, find domestic brand OEM, carry out domestic industry consolidation and optimize allocation. Support insurance institutions to create receivables insurance for export enterprises to sell domestically, and encourage bank legal person institutions to provide special financing products for export enterprises to sell domestically.

　　Seven, increase the intensity of legal aid.Strengthen the collection and release of foreign trade barriers and other related information, and carry out targeted early warning and assistance work. Give play to the role of foreign trade warning point and foreign trade legal service lawyers group, and carry out accurate legal services by means of online training and online answering questions. Actively assist foreign trade enterprises affected by the epidemic situation to breach contracts or cancel orders, and support foreign trade enterprises to safeguard their rights and interests through commercial mediation and arbitration.

　　8. Optimize export customs clearance services.Simplify the registration or filing procedures of enterprises. Except for the change of enterprise name, the change of other registration information can be handled after the epidemic is over. Optimize pre-export supervision, provide convenient license issuing services, speed up the examination and approval process of export filing enterprises, further simplify customs cargo inspection operations, and realize "no meeting and less contact" between customs inspection and consignors. Further improve the efficiency of customs inspection, and ensure the smooth clearance of export goods purchased by the market, especially epidemic prevention and control materials. We will further promote customs clearance facilitation reforms such as "two-step declaration" and "two-step access" and implement 24-hour appointment customs clearance for import and export goods. Support enterprises to choose various modes independently, such as two-step declaration, declare in advance, summary declaration and guaranteed release, so as to realize fast customs clearance of import and export goods. Self-service printing will be fully implemented for 15 customs export certificates of origin. During the period of epidemic prevention and control, if the samples drawn from the system within the jurisdiction need to be sent to the laboratory for testing, they can be sampled by the customs at home. For the materials imported by enterprises related to epidemic prevention and control, which involve the regulatory requirements of license documents and the procedures of tax reduction and exemption, if they are declared within 14 days from the date of issuance of the Certificate of Tax Exemption for Imported Goods or relevant license documents (certificates), they will be exempted from the delay payment.

　　Nine, optimize foreign exchange financial services.For foreign trade enterprises affected by the epidemic, we will open up a "green channel" for foreign exchange management and cross-border RMB business, and specialize in foreign exchange and cross-border RMB business related to the epidemic. Implement cross-border trade and investment facilitation measures, optimize the foreign exchange business environment, and facilitate foreign trade enterprises to handle foreign exchange and cross-border RMB business. For enterprises whose exports are affected by the epidemic, the time limit for collecting foreign exchange for export shall be relaxed. We will provide 100% on-site service to key foreign-related enterprises, and provide targeted services in exchange rate risk avoidance and cross-border financing to enhance the market competitiveness of foreign trade enterprises.

　　X. Optimize and innovate export tax rebate services.Further accelerate the progress of export tax rebate and implement "non-contact" tax rebate. During the epidemic prevention and control period, all taxpayers’ declaration of tax refund (exemption) for all export goods and services and cross-border taxable activities can be handled by submitting electronic data online by the Electronic Taxation Bureau. For export tax refund (exemption) matters that need on-the-spot verification, such as tax refund for the first time, according to the principle of "tolerance", the tax refund shall be reviewed first within the limit. Matters that taxpayers really need to issue paper certificates can be served by mail.

　　On December 28th, Cainiao.com and Tmall announced the 2017 China Consumer Economy Ranking, which showed the active zone of online shopping in China (except Hong Kong, Macao and Taiwan) according to the package flow in a year. Among thousands of districts and counties (including all kinds of new districts), Shanghai Pudong ranks first in the country in terms of package inflow and has become the most active region in consumer economy.

　　Interestingly, in some areas that were considered as "ghost towns" in the past, such as Erdos, the parcel growth rate has far exceeded the average level in the past year, which shows an obvious population inflow trend.

　　Packages in Pudong rank first, and Guangdong ranks the most.

　　The rookie data shows that the status of first-tier cities such as Beishangguangshen and Shenzhen leading China’s consumer economy is still unshakable. Among the regions with the largest inflow of parcels, Pudong New Area in Shanghai ranks first. Followed by Shenzhen Baoan District, Beijing Chaoyang District, Guangzhou Baiyun District, Shenzhen Longgang District, Beijing Haidian District, Shanghai Minhang District, Guangzhou Tianhe District, Guangzhou Panyu District and Foshan Nanhai District.

　　Among the ten districts and counties in the first camp of consumption power, Guangdong has the largest number of regions on the list, accounting for 6 seats, and Beijing and Shanghai each have 2 seats.

　　From the perspective of counties, the consumption economy in major first-and second-tier cities in China is still unbalanced. Taking Beijing as an example, Chaoyang District and Haidian District receive the largest amount of parcels, while Yanqing District receives the smallest amount of parcels. The number of parcels in Chaoyang District is 36 times that in Yanqing District.

　　In Shenzhen, the number one Baoan District is 31 times that of Yantian District. However, the consumption balance of districts and counties in Shanghai and Hangzhou is obviously better than that of Beijing and Shenzhen. The amount of parcels in Pudong is 17 times that of Chongming, and that in Jianggan District of Hangzhou is 13 times that of Chun ‘an County.

　　Guangzhou, which has been questioned whether it is still a "first-tier city", should be proud of the balance of consumption power in its districts and counties. The highest parcel volume in Baiyun District is 12.4 times that in Luogang District, which reflects the coordinated development between districts and counties.

　　With the rise of consumption in the central and western regions, the ability of students to "chop hands" is amazing.

　　In addition to the first-tier cities in the first echelon, with the extension of logistics infrastructure and the improvement of logistics efficiency, the activity of consumer economy in the central and western regions has also increased significantly. Among the top 20 districts and counties in the country in terms of parcel collection, Hongshan District of Wuhan entered the list.

　　Among the top 100 counties in China, Yanta District of Xi ‘an, Yubei District of Chongqing, Wuhou District of Chengdu, Yuelu District of Changsha, Qingxiu District of Nanning, xiaodian district of Taiyuan and Guandu District of Kunming are all consumer star areas in the central and western regions.

　　Interestingly, the consumption power of Xinjiang and parts of Tibet is even stronger than that of counties in first-tier cities. For example, in Xinshi, Shayibak, Tianshan and Shuimogou districts of Urumqi, Xinjiang, Korla City of Bayinguoleng Prefecture, Yining City of Yili Prefecture, Shihezi City of Xinjiang, changji city of Changji Prefecture, Karamay District of Karamay City, Chengguan District of Lhasa, Tibet, the number of parcels received in the past year was higher than that in Yanqing District of Beijing.

　　From the data released by the rookie, we can also find that the consumption power of the student group is amazing. Nanjing University of Finance and Economics, Zhejiang Media College, Tianjin University of Finance and Economics, Wuhan University of Technology, China Communication University, Guangzhou University, China Shiyou University, Zhejiang Institute of Science and Technology and other universities are among the top.

　　In areas where colleges and universities are concentrated, the purchasing power of students directly promotes the ranking of the whole district and county to rise. Yuelu District of Changsha, Hongshan District of Wuhan and Wuhou District of Chengdu are not the first economic districts and counties in their cities, but they occupy the first place in their respective cities by virtue of the consumption power of colleges and universities.

　　The number of parcels confirms the influx of people, and a number of "ghost towns" have been uncapped.

　　Through the flow data of parcels, we can see that the areas that used to bear the title of "ghost town" are gradually getting rid of this hat.

　　According to the rookie, the parcel data in some new districts directly reflect the number of residents, while the growth trend of parcels reflects the inflow of population. Judging from the absolute number of parcels and the growth rate, some so-called "ghost towns" are no longer established.

　　It is understood that from the data in recent years, the average level of parcel volume growth in districts and counties is about 5-7 times. However, many "ghost towns" that have been questioned before have far exceeded the average package growth rate.

　　Representatives of ghost towns proposed by the media — — Taking Chenggong New District of Kunming as an example, the number of parcels in 2017 increased by ten times compared with five years ago, and it also increased by nearly 40% compared with 2016, ranking fourth among 14 districts and counties in Kunming, and has already taken off the "ghost town" hat.

　　In Erdos, another famous "ghost town", rookie data shows that the number of parcels has increased by more than 30% within one year, and consumption activity has exploded.

　　In addition, typical "ghost towns" such as Zhengdong New District in Zhengzhou City, Guanshanhu District in Guiyang City and Xinbei District in Changzhou City have also ensured the above-average parcel growth rate, which also reflects the population growth rate above average.

　　Attachment: Top 100 Districts and Counties of China Consumer Economy (Top 20)

　　The ranking of parcel heat in Beijing is: Chaoyang District, Haidian District, Fengtai District, Changping District, Tongzhou District, Daxing District, Xicheng District, Dongcheng District, Shunyi District, Fangshan District, Shijingshan District, Miyun District, Huairou District, Mentougou District, Pinggu District and Yanqing District.

　　The ranking of package heat in Shanghai is: Pudong New Area, Minhang District, Baoshan District, Songjiang District, Jiading District, Xuhui District, Putuo District, Qingpu District, Yangpu District, Jing ‘an District, Changning District, Fengxian District, Hongkou District, Huangpu District, Jinshan District and Chongming County.

　　The ranking of package heat in Guangzhou is: Baiyun District, Tianhe District, Panyu District, Haizhu District, Huadu District, Yuexiu District, Zengcheng District, Liwan District, Huangpu District, Nansha District, Conghua District and Luogang District.

　　The ranking of parcel heat in Shenzhen is: Baoan District, Longgang District, Nanshan District, Futian District, Luohu District, Longhua New District and Yantian District.

　　The ranking of package heat in Hangzhou is: Jianggan District, Yuhang District, Xiaoshan District, Xihu District, Binjiang District, Gongshu District, Xiacheng District, Fuyang District, Shangcheng District, Lin ‘an District, Tonglu City, jiande city and Chun ‘an County.

　　This year’s 618, as the sponsor, JD.COM will start at 8: 00 pm on May 31st, while Tmall intends to pre-sell at 8: 00 pm on the 13th. Therefore, JD.COM started the Heart Shopping Season at 8: 00 pm on the 13th. This also made the 618 e-commerce war 36 days ahead of schedule for the first time, thus becoming "the longest 618 in history".

　　As the head gun of "the longest 618 in history", Li Jiaqi, the head anchor of Tmall, started the pre-sale of 618 on the 13th. On the same day, JD.COM Supermarket officially announced that the live broadcast room of JD.COM Supermarket will be broadcast simultaneously with Li Jiaqi, and the same or similar goods will be sold in stock, and a 10% discount will be given on the price of the live broadcast room in Li Jiaqi, which is full of gunpowder.

　　It is understood that when you open the JD.COM APP and search for "JD.COM Supermarket Purchase and Sale", you can enter the JD.COM supermarket purchase and sale live room and buy 10% off the same spot goods in Li Jiaqi.

　　According to reports, with its exclusive "self-operated mode" advantage, JD.COM abandoned intermediate links, directly purchased from brands, and greatly reduced commodity prices with the advantage of large-scale procurement; At the same time, different from the live broadcast mode of other platforms, all the live broadcast rooms in JD.COM have "no pit fee and no commission", which will benefit consumers and realize the lowest price in the whole network.

　　Different from the anchors with goods on other platforms, JD.COM is an expert in a certain kind of goods, and the goods sold in the live broadcast room are one of the best in JD.COM, with the best quality and the highest cost performance. Data show that last year, the order volume of live broadcast rooms in double 11 and JD.COM increased by 3.8 times year-on-year.

　　It is understood that this year, JD.COM 618 integrated state subsidies, take-away sales of 10 billion yuan, agricultural subsidies of 10 billion yuan, and factory goods subsidies for the first time, bringing consumers the preferential treatment of "making up and making up".

　　On May 13th, Li Jiaqi said that it would start random red envelope rain in the live broadcast room, and set different red envelope limit numbers according to different fan levels. If the fan level is low, the number of red envelopes that can be grabbed will be greatly limited.

　　On the contrary, the live broadcast room of supermarket in JD.COM said that they would not classify users into three categories, and all consumers would be treated equally, with the same rights, they could receive the same red envelope, enjoy the same preferential strength and would not engage in price discrimination.

CCTV News:According to the website of the Central Meteorological Observatory, the center of the No.4 typhoon "Taili" (a strong tropical storm) this year is located at 9: 00 am today (16th) in the northeast of the South China Sea, about 660 kilometers south-east of Zhanjiang City, Guangdong Province, China, which is 18.9 degrees north latitude and 116.2 degrees east longitude. The maximum wind force near the center is 10 (25m/s), and the lowest pressure at the center is 985 hectopascals.

It is estimated that "Taili" will move northwest to north-north at a speed of about 15 kilometers per hour, and its intensity will gradually increase. It will land on the coast from Taishan in Guangdong to Wenchang in Hainan on the night of the 17th (typhoon level or strong typhoon level, 35-42m/s, 12-14), enter the Beibu Gulf on the 18th, and then move towards the northern coast of Vietnam.

Gale forecast: From 14: 00 on July 16th to 14: 00 on July 17th, there will be 6-7 winds in most parts of the South China Sea, coastal areas of Guangdong, eastern Beibu Gulf, Xisha, Zhongsha, Nansha and Huangyan Island, 8-10 winds in some sea areas in the central and northern South China Sea and near Dongsha, 11-12 winds in the sea areas and islands where the typhoon center passes, and 13-14 gusts.

Precipitation forecast: From 14: 00 on July 16th to 14: 00 on July 17th, there will be moderate to heavy rain in parts of southern and northern Guangdong, Hainan Island, southeastern Fujian, central and southern Jiangxi and southern Taiwan Province Island, among which there will be heavy rain or heavy rain (100-160mm) in Hainan Island, southern Leizhou Peninsula and southern coastal areas of Guangdong.

introduction

In the first two weeks, Xiao Bian took stock of the list of quick oil change and quick repair and quick maintenance chains in the United States.Some enthusiastic readers left a message saying that they hope to have another issue dedicated to introducing the American accident car maintenance chain. Well, this is the introduction.

Executive summary:

• The Big Four are currentlymainofThe growth means is to buy small accident car maintenance chain;

• It is estimated that before 2021,The Big Four will cover 45% of the American accident car repair market;

• The speed of merger and reorganization slowed down, and the giants began to consider purchasing strategic clusters;

• technologyinnovateIs playing a role in promoting market changes;

• outletsDiversified transformation will become the norm.

A brief introduction to the top 10 accident car maintenance chains in the United States

1. Boyd group,One of the four giants of the American accident car maintenance chain,Founded in 1990 and headquartered in California, USA,It owns Boyd Autobody & Glas,Gerber Collision & Glass andOther accident car maintenance chain.about4,170 employees,the year of 2016The annual output value is578.3 million dollars,haveMore than 400Direct sellingStore.

Its latest acquisition list is:Assured Automotive, Craftmaster Auto Body and Champ’s Holding Company, LLC.

Gerber, who was famous then, is now.A subsidiary of Boyd group,Founded in 1937, headquartered in Illinois, USA, aboutThere are 498 employees,the year of 2016The annual output value is50 million dollars.

Its latest acquisition list is: Faith Autobody Repair Centers..

2. Service King，One of the four giants of the American accident car maintenance chain,Founded in 1976, headquartered in Texas, USA, with about 4,686 employees,the year of 2016Annual output valuefor549 million dollars, with more than 300 direct stores.

Its latest acquisition list includes: First Impressions Collision, Inc., The Body Shop Collision Center and Auto World Paint and Body.

In addition, there were rumors in the first half of this year.Service KingWill soon be acquired, I wonder if it is true.

3. ABRA，One of the four giants of the American accident car maintenance chain,Founded in 1984, headquartered in Minnesota, USA, with about 613 employees,the year of 2016Annual output valuefor100 million dollars, with more than 300 stores, direct sales+joining.

Its latest acquisition list includes: Lehman’s Garage, MGM Collision South, Inc. and Keenan Auto Body..

4. Caliber Collision, one of the four giants of the American accident car maintenance chain,Founded in 1997, headquartered in.United States of AmericaTexas,about6,444 employees, 2016The annual output value is89 million dollars, with more than 500 direct stores.

CalibeR Collision’sThe latest round of financing was in 2013.Raised $60 million, and the main investor was Penfund.

thatThe latest acquisition list includes：Collision care auto body centers Inc., Craigs Collision Ctr and Automotive Collision Tech.

5. MAACO，Founded in 1972,A subsidiary of Driven Brands,Headquartered in North Carolina, USA,Franchise mode. general headquartersaboutThere are 65 employees,the year of 2016Annual output valueIt is $91 million and has more than 500 franchise stores.

Its latest acquisition list is: Spray Glo Auto Refining & Body Repair and 1-Day Paint & Body Centers, Inc.

6. CARSTAR，Founded in 1989, a subsidiary of Driven Brands, headquartered in Kansas, USA,Franchise mode. general headquartersabout306 employees,the year of 2016Annual output value23.2 million US dollars, with more than 500 franchise stores in the United States and Canada.

7. Fix Auto，Founded in 1997, headquartered in Blainville, Canada, it began to implement franchise mode (joining) in the United States in 2011. The number of stores is unknown, and the annual output value is unknown.

Its latest acquisition list is:Novus Glass, Speedy Glass and Speedy Corporation.

8. Joe Hudson，Founded in 1989, it is a family business with 56 direct stores, with unknown number of employees and annual output value.

9. Cooks Collision，　Founded in 1979, headquartered in California, 39Direct sellingShop,The number of employees is unknown and the annual output value is unknown.

10.　Classic Collision，Founded in 1983, currently19Direct sellingStore, located in Atlanta, family business,The number of employees is unknown and the annual output value is unknown.

2. The latest development of accident car maintenance chain in the United States

Last week, Vincent Romans, CEO of Roman Consulting Company, expressed his latest views on the accident car maintenance industry in the United States at the seminar on the development of accident car maintenance chain in Chicago Auto Show.

1. The market in the next five yearspredict

Vincent predicts that before 2021, the market share of the above-mentioned four giants, such as Boyd Group, will continue to grow, covering nearly 45% of the American accident car repair market, equivalent to a share of $16.7 billion (he estimates that the share of the entire accident car market segment is about $37.6 billion).

There are also 55% shares belonging to those small chain stores and single stores.

Vincent said: "We are now at another stage of the industry.Industry consolidation continues, but the speed has obviously slowed down. The Big Four are in no hurry to buy small chains at this stage.Instead, we are considering purchasing strategic clusters. "

"The market is currently in a temporary equilibrium state," Vincent said. "However, in the next two or three years, we will have another large-scale market contraction."

"At present, all kinds oftechnologyInnovation is playing a driving role, "Vincent said.

Diversified transformation in the industry will become the norm, which will lead to various simple and complex partnerships, alliances and market segments will be integrated.

2. Market conditions affecting the industry

At the meeting, Vincent cited various market conditions that affected the industry: stores increased DRP；; Advanced driver assistance system and automatic driving technology; Remote information processing; Supply chain integration;Alternative assessment model of margin pressure;predictive parsing;Photo evaluation;Main engine factory; The speed of technical iteration;Population, urbanization and changing lifestyles, etc.

3. Private equity players also join in the fun.

Private equity funds have also entered the PBE supply chain.VincentIt is mentioned that PNC RiverArch Capital acquired Painter’s Supply, 21 of which are located in Michigan, Ohio and Indiana. Driven Brands cooperated with many private equity groups to establish a wider MSO (multi-store operation, which means chain operation) group franchise network in its Maaco and CARSTAR.

If they come together, it may not have that great influence, but together, they can be very powerful.VincentSay.

The above is a brief introduction to the American accident car maintenance market at this stage.

　　Cctv news2017 is about to pass. Looking back on this year, the main line of "benefiting people’s livelihood" runs through the whole year. Among them, as an important part of people’s livelihood work, social security has undergone at least the following ten important changes in 2017, which have a positive impact on your life and mine.

　　Pensions ushered in "13 consecutive rises"

　　[change]In 2017, pensions continued to increase, achieving "13 consecutive rises". The basic pension level of more than 100 million retirees has been raised by about 5.5%.The pensions of the elderly retirees and retirees from enterprises in remote and hard areas have risen a little more appropriately.

　　[influence]Pensions rise, retirees get more money, and life is more secure. Wu Yue, a 79-year-old retired doctor in Beijing, said: "My current pension level has reached more than 5,600 yuan (monthly), which is enough!"

　　The endowment insurance fund began to invest and operate.

　　[change]This year’s pension has started the pace of investment and operation. According to the data released by the Ministry of Human Resources and Social Security in November, the investment in the basic old-age insurance fund has been carried out steadily.The governments of nine provinces (autonomous regions and municipalities) such as Beijing and Anhui signed entrusted investment contracts with the Social Security Fund Council.The total contract amount is 430 billion yuan, of which 180 billion yuan has been received and investment has begun.

　　[influence]Chu Fuling, director of the China Social Security Research Center of the Central University of Finance and Economics, said that at present, the pressure of providing for the aged is increasing day by day. Under the principle of safe investment and steady investment, it is necessary to invest the surplus funds of the old-age insurance fund in various ways, which is conducive to improving the income level and realizing the preservation and appreciation of the fund.

　　Inter-provincial medical treatment in different places can be directly settled.

　　[change]In 2017, breakthroughs were made in the direct settlement of medical treatment across provinces. As of October 31,All provincial medical treatment settlement systems and all co-ordination areas in China have been connected to the national medical treatment settlement system in different places.On the basis of this, the number of designated medical institutions across provinces in China has increased to 7,688, and the number of registered people has reached 1.81 million.

　　[influence]Direct settlement of medical treatment across provinces and different places saves the insured from the trouble of padding money and running back and forth. Tang Jisong, director of the Social Insurance Management Center of the Ministry of Human Resources and Social Security, said that all eligible insured persons can use this system to realize direct settlement of hospitalization expenses across provinces and different places, without having to advance their own funds and then reimburse them at the insured place.

　　Some state-owned assets enrich the social security fund.

　　[change]In November, the State Council announced the "Implementation Plan for the Transfer of Some State-owned Capital to Enrich the Social Security Fund", which is clearThe transfer ratio is unified to 10% of the state-owned shares of the enterprise.And asked to select some central enterprises and some provinces to carry out pilot projects in 2017.

　　[influence]Zhang Yinghua, an executive researcher at the World Social Security Research Center of China Academy of Social Sciences, said that with the "blood transfusion" of the social security fund, it will alleviate the pension gap, avoid transferring the gap to the next generation, realize intergenerational equity, and at the same time help to ensure the timely and full payment of pensions and resolve the impact of the aging population on the old-age insurance system.

　　Unified bookkeeping interest rate of employee pension insurance personal account

　　[change]According to the Measures for Unifying and Standardizing the Bookkeeping Interest Rate of Personal Accounts of Employee Endowment Insurance issued by the Ministry of Human Resources and Social Security in April 2017,Unify the bookkeeping interest rate of individual accounts of basic old-age insurance for employees of government agencies, institutions and enterprises,Published by the state every year. The bookkeeping interest rate should be mainly determined by considering the factors such as the salary increase of employees and the balance of funds, and adjusted through reasonable coefficients. The bookkeeping interest rate shall not be lower than the bank time deposit interest rate.

　　[influence]In the opinion of experts, it is helpful to realize institutional fairness to uniformly determine the bookkeeping interest rate of individual accounts of basic old-age insurance for government agencies, institutions and enterprise employees. The bookkeeping interest rate should not be lower than the bank time deposit interest rate, which will help guide the insured to actively participate in the insurance and pay in full, and ensure the basic life of the insured after retirement.

　　Maternity and medical insurance were merged and implemented.

　　[change]In 2017, Handan, Jinzhong, Shenyang, Taizhou, Hefei, Weihai, Zhengzhou, Yueyang, Zhuhai, Chongqing, Neijiang and Kunming, etc.Twelve cities have launched pilot projects for the merger of maternity insurance and basic medical insurance for employees.. The pilot will be launched before the end of June 2017, and the pilot period will be about one year.

　　[influence]According to the requirements, maternity insurance and medical insurance are combined, and the maternity insurance benefits of employees during childbirth remain unchanged. Yang Yansui, director of Tsinghua University Employment and Social Security Research Center, said that because the reimbursement rate of medical insurance in some places has reached 80%-90%, and the reimbursement rate of maternity insurance is still below 70%, the maternity insurance benefits in these places may be improved after the merger.

　　Unemployment insurance rates are reduced and unemployment benefits are increased.

　　[change]On the one hand, it is to reduce the payment rate. From January 1, 2017, provinces (autonomous regions and municipalities) with a total unemployment insurance rate of 1.5% can reduce the total rate to 1%, and the period for reducing the rate will be implemented until April 30, 2018. On the other hand, it is to raise the standard of unemployment benefits. According to the Guiding Opinions on Adjusting Unemployment Insurance Standards issued by the Ministry of Human Resources and Social Security and the Ministry of Finance,Gradually raise the unemployment insurance premium to 90% of the minimum wage.

　　[influence]Unemployment insurance is jointly paid by the unit and the employees. With the reduction of the rate, the burden on enterprises will be further reduced, and the wages of employees may increase more or less. The unemployment benefit standard has been raised to 90% of the minimum wage standard, and the life of the unemployed is more secure.

　　Enterprise employees can apply for skills upgrading subsidies.

　　[change]An important function of unemployment insurance is to stabilize employment and prevent unemployment. In 2017, unemployment insurance ushered in a new policy.Eligible enterprise employees can apply for a large number of skills upgrading subsidies.The first application condition is to participate in unemployment insurance according to law and pay unemployment insurance premiums for more than 36 months (including 36 months); The second is to obtain primary (level 5), intermediate (level 4) and advanced (level 3) vocational qualification certificates or vocational skill level certificates from January 1, 2017.

　　[influence]The person in charge of the unemployment insurance department of the Ministry of Human Resources and Social Security said that this has mobilized the enthusiasm of employees to learn vocational skills to a certain extent, which is conducive to stabilizing employment and preventing unemployment. According to estimates, about 2 million employees will benefit every year.

　　It is planned to pay pension and medical insurance for the unemployed.

　　[change]In November 2017, the Ministry of Human Resources and Social Security publicly solicited opinions on the Unemployment Insurance Regulations (Revised Draft for Comment). Compared with the current regulations, the opinion draft has addedPay the basic old-age insurance premium, vocational skill appraisal subsidy and entrepreneurship subsidy for the unemployed., willMedicaid is adjusted to pay the basic medical insurance premium..

　　[influence]The Ministry of Human Resources and Social Security pointed out that the payment of basic old-age insurance premiums has solved the problem of the interruption of the payment of old-age insurance for the unemployed and relieved the worries of the unemployed. Paying the basic medical insurance premium ensures that the unemployed enjoy medical insurance benefits, and solves the problem of "getting medical care for the sick" during the period when the unemployed receive the payment.

　　Industrial injury insurance benefits are adjusted at least once every two years.

　　[change]In July 2017, the Ministry of Human Resources and Social Security issued the Guiding Opinions on the Adjustment and Determination Mechanism of Work-related Injury Insurance Benefits, which made it clear thatIn principle, the treatment of industrial injury insurance shall be adjusted at least once every two years..

　　[influence]From the outside world, with the development of economy and society, the average wage and living expenses of employees have changed. It is not only the inherent requirement of the industrial injury insurance system, but also the proper meaning of protecting the rights and interests of the insured.

　　▌ This article Source: China News Network

　　Spring Festival is the warmest festival in Chinese’s heart.

　　On February 1st, on the eve of the Spring Festival in the Year of the Loong, General Secretary of the Supreme Leader came to Tianjin for investigation and investigation, and visited the grassroots cadres and masses.

　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　

　　In recent years, in the poverty-stricken areas with deep mountains and long roads, in the border areas of the frozen motherland and in the snow-covered towns and villages, on the eve of the Spring Festival, the General Secretary of the Supreme Leader will visit the people of all ethnic groups, ask about the family, ask about the temperature, listen to the voice of the people and send blessings.

　　"On the occasion of the New Year, I am most concerned about the people in difficulty. How do they eat and live? Can they have a good New Year and a good Spring Festival?"

　　"As long as there is a family and even a person who has not solved the basic living problems, we can’t take it easy; As long as the people’s longing for a happy life has not yet become a reality, we must work tirelessly to unite and lead the people to struggle together. "

　　… …

　　Looking back, the deepest concern makes people feel warm.

　　This time, the General Secretary of the Supreme Leader came to Tianjin, and the first stop was Liubu Village, Xinkou Town, Xiqing District. He learned about the recovery of local agricultural production after the flood disaster last year and visited the affected people.

　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　

　　During the Spring Festival, the General Secretary of the Supreme Leader is always worried about the affected people, worrying about whether they can eat and wear warm clothes and whether their production and life have settled down.

　　In February 2013, the Supreme Leader made his first inspection on the eve of the Spring Festival after serving as the general secretary, and walked along the steep mountain road into Dongxiang Autonomous County of Gansu Province, which had suffered landslide disaster. At the reconstruction site, the General Secretary requested to adhere to overall arrangement, safe construction and ensure progress and quality.

　　In February 2018, General Secretary of the Supreme Leader, who was inspecting in Sichuan, made a special trip to the epicenter of the Wenchuan earthquake — — Yingxiu town, Wenchuan county, take a look at the recovery and reconstruction of the disaster area and how the people are living.

　　In January, 2022, General Secretary of the Supreme Leader braved the snowstorm and cold to come to Fengnanyuan Village, Shizhuang Township, huozhou city, Shanxi Province, to inspect the reconstruction, ask about replanting and pay attention to winter.

　　"I have always missed the people in the disaster area." In November last year, when inspecting the post-disaster recovery and reconstruction work in Shuiyuzui Village, Miaofengshan Town, Mentougou District, Beijing, General Secretary of the Supreme Leader said to everyone, "communist party is a party that serves the people and always puts the people in the highest position in its heart, whether it is disaster relief or post-disaster recovery and reconstruction, it will go all out."

　　Go all out and do everything for the people. In the footprint of the Spring Festival, it is the constant concern of "keeping the safety of ordinary people in mind at all times".

　　Leaving the warm homes and vegetable fields of the villagers in Liubu Village, General Secretary of the Supreme Leader came to Tianjin Ancient Culture Street to inspect the supply situation of the festival market.

　　Bread is the staff of life. The "vegetable basket" is connected with the villagers’ harvest at one end and the dining tables of thousands of households at the other. When he was a city leader in Fuzhou, the top leader comrades took grasping the "vegetable basket" as the top priority and looked at the price of vegetables every day.

　　The Spring Festival is approaching, and the "vegetable basket", "rice bag" and "fruit plate" on the shelves are related to the annual flavor concentration and the happy life of thousands of people in Qian Qian.

　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　

　　The supply of holiday market is a matter that the Supreme Leader General Secretary often pays attention to on the eve of the Spring Festival.

　　In front of the stall in the vegetable market, I care about "has the price of vegetables gone up?" "Are there many local dishes?" In the cooked food area of the supermarket, I was told, "Be sure to pay attention to food hygiene, mark the date of production, and don’t sell expired food". In the busy New Year’s Street, ask carefully about the sales of New Year’s goods and the price of pork. When you walk into people’s homes, you often ask how the new year’s shopping is going.

　　The mountain is a journey, the water is a journey, one branch and one leaf, and it is meticulous. In the footprint of the Spring Festival, it is "to do things that are beneficial to the people, no matter how small."

　　I still remember that on the eve of the Spring Festival in 2018, when the General Secretary of the Supreme Leader walked to a cloth shoe display in Zhanqi Village, Chengdu, the villagers enthusiastically picked up a pair of cloth shoes and wanted to give them to the General Secretary. The General Secretary of the Supreme Leader smiled and said, "I will spend money to buy a pair!" The villagers responded: "This represents our wishes. It’s hard for you to go to the grassroots."

　　"I am willing to take advantage of the wind to blow far away, and my hometown lane will be a spring." Tireless footprints, constant mourning, full of true feelings for the people, give people warmth and strength.

　　Planning: Du Shangze

　　Author: Lin Xinyu

　　Editor: Yang Wanchen

　　Proofreading: Wu Yue

　　Photo: Xinhua News Agency reporter Ju Peng Xie Huanchi Yan Yan

　　Vision: Lai Xiangdong Bi Xiaoyang